Blue Marble develop a Debt Counselling system that analyses a debtors financial exposure and recommends the best solution to liquidate the debt while allowing the debtor to meet his/her social requirement, but not prejudicing the creditor.

As no president was available in the market the system was developed from concept to the HILTS System which has been running since 2006, with a second release incorporating the new National Credit Bill released in May 2007. The system provides for all the requirements as laid out in the National Credit Act of 2005.

The HILTS system is feature rich but provides a seamless user experience, placing related tasks , views and functions together eliminating the need to go out and in  to get relevant information or do related tasks.

• Debt Counselling system that analyses a debtors financial exposure and recommends the best solution to liquidate the debtors debt, while allowing the debtor to meet his/her social requirement, but not prejudicing the creditor.
• The system is feature rich but provides a seamless user experience, placing related tasks , views and functions together
• Provides a complete solution from Debtor to Creditor, incorporating the Payment Distribution Agent and Attorney as an integrated part of our system.
• Ideal for Counselling Groups and Franchises.
• Web based ASP.Net Smart Client, providing the user with data and system continuity and security.
• Fax, Email, SMS and online Document storage facilities providing the Counsellor with a paperless and fully mobile office.
• Cost and process effective system, designed to automate the Debt Counselling process, as far as possible, and eliminates